by mariettacp | Nov 24, 2015 | Money Tips
When you’re short of cash, raiding your 401(k) plan may seem like a good idea. Here are two reasons why it isn’t. Penalties and taxes. If you’re not at least 59½ years old, you’ll be hit with a 10% penalty for early withdrawals except in...
by mariettacp | Nov 20, 2015 | Money Tips
The stock market may not be the right place for all of your money at all times. Here are two situations when cash accounts can be a better solution. Situation #1. Generally, the stock market is not a good place to invest funds you will need during the next two to...
by mariettacp | Nov 18, 2015 | Money Tips
Gift cards are a convenient way to give your friends and loved ones “just the right thing” at holiday time. They also give thieves an opportunity to make off with your money, according to a public service announcement issued by the Federal Bureau of...
by mariettacp | Nov 9, 2015 | Money Tips
Part-time employees play a valuable role in a small business. They help deal with fluctuations in workload and can job-share with full-timers. In addition, because part-timers often look for flexibility in hours, you may find a skilled worker whose schedule fits...
by mariettacp | Nov 5, 2015 | Money Tips
Even if you’re covered by a credit monitoring service, you may want to keep an eye on your credit report – and you can still do that for free at www.annualcreditreport.com. That’s the only official website, so don’t be fooled by other...
by mariettacp | Nov 3, 2015 | Money Tips
Whether you should take social security retirement benefits at the earliest possible date or defer benefits until reaching normal retirement age (or even age 70), depends on several factors. For example, you’ll want to consider your overall health and life...
