Decide when to start social security benefits

Whether you should take social security retirement benefits at the earliest possible date or defer benefits until reaching normal retirement age (or even age 70), depends on several factors. For example, you’ll want to consider your overall health and life...

Breakeven analysis helps with business choices

Breakeven analysis is an important and useful tool in business. Whether you’re starting a new business, expanding current operations, contemplating an acquisition, downsizing, or approaching banks and other potential lenders, you’ll want to know your...

Items on your 2014 return can affect 2015 planning

As year-end approaches, remember to check your 2014 federal income tax return for items that can affect your 2015 planning. Here are three to look for. Capital loss carryover. If your capital losses exceeded your capital gains in 2014, you may be able to carry any...

How to reduce inventory risk in your business

Study the balance sheet of most retail or manufacturing businesses, and you’ll find inventory near the top of the asset list. Accountants define inventory as raw materials, supplies, work in progress, and finished goods. It’s the stuff sitting on shelves,...

Discuss money before you marry

Couples often enter into marriage without ever having had a serious discussion about financial issues. As a result, they find themselves frequently arguing about money. If you are planning a wedding, here are some steps you can take to get your marriage off to a good...
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