Articles

Check the tax rules before lending money to relatives

There are many worthwhile reasons to lend money to a relative. For example, you may want to help a child or sibling continue their education or start their own business. But lending money to relatives can have tax consequences. The IRS requires that a minimum rate of...

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Don’t overlook the “nanny tax”

As you review your filing requirements for 2013, make sure you don't overlook the so-called "nanny tax." If you have a household employee, you could be liable to pay state and federal payroll taxes. First, you must determine whether you have a household employee....

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Indianapolis CPA Explains Additional Medicare Taxes

There is a chance that certain individuals will owe more than expected this year due to Additional Medicare Taxes. This is a .9% surtax on wages, compensation, or self employment income that exceeds the following thresholds: • $250,000 for Couples Filing Jointly •...

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Are disability insurance benefits taxable?

Have you decided to include disability insurance as part of your financial plan? If so, the next decision is how to pay the premiums. Here's why: The choice you make now can affect the taxability of the benefits received later. For example, say your employer offers...

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Employees get more than a paycheck

Surveys show that employees tend to underestimate the amount of money that their employer is spending on employee benefits. It's up to you to get them to realize their paycheck is only part of the compensation they are receiving as employees. Make your employees aware...

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Should you use a bank line of credit?

Just exactly what is a bank line of credit and who should be using one? A bank line of credit is not a great deal different from a credit card. You make draws against your line of credit from time to time as you need cash. You pay interest only on the amount of the...

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